EMPLOYER Group HEALTH PLANS
A DIFFERENT APPROACH TO GROUP HEALTH BENEFITS
Discover the flexibility, coordinated care, and cost management of Care+ : the premier alternative to traditional health plans for Wyoming employers.
HEALTH BENEFITS KEEP GETTING MORE EXPENSIVE.
YOUR STRATEGY DOESN'T
HAVE TO.
Every year brings another double-digit rate hike, forcing you to shift costs to employees or cut coverage. The traditional carrier model is designed to maximize their margins, not protect your bottom line.
RISING PREMIUMS
Unpredictable annual rate hikes destroy budgets and make financial planning nearly impossible.
DEPENDENT COSTS
Adding family members creates an exponential financial burden for both your company and your staff.
EMPLOYEE CONFUSION
Complex plans leave your workforce frustrated, unaware of their true benefits, and burdened by surprise bills.
RECRUITING & RETENTION
Subpar benefits make it harder to attract top talent and keep your best people from leaving for competitors.
Stop repeating the same cycle. See how much you could save without compromising care.
CARE+ DEFINED
WHAT IS A CARE+ HEALTH PLAN?
Care+ is a comprehensive employer-sponsored health plan designed to lower costs while fundamentally improving access to care.
With Care+, your employees have the freedom to choose their own providers without restrictive networks, ensuring they get the care they need, when they need it.
Comprehensive Coverage
Complete medical, pharmacy, and preventive care coverage tailored to your workforce.
No Network Restrictions
Employees can see any provider they choose. No out-of-network penalties.
Care Coordination
Dedicated support to guide employees through complex medical events and claims.
Fair-Priced Healthcare
Transparent pricing models that protect both the employer's bottom line and the employee's wallet.
HOW IT WORKS
A SMARTER WAY TO APPROACH
HEALTHCARE PRICING
Healthcare pricing isn't uniform. The exact same procedure can cost significantly more depending on the facility you choose. Our strategy identifies high-quality care at a reasonable rate, saving both employers and employees from inflated bills.
Ready to implement a smarter health plan for your workforce?
About CARE COORDINATION
EMPLOYEES DON'T HAVE TO NAVIGATE
HEALTHCARE ALONE
COMPREHENSIVE SUPPORT
Locate high-quality, fair-priced providers
Schedule and manage medical appointments
Navigate specialist referrals seamlessly
Provide upfront payment to providers
BETTER NAVIGATION CAN MEAN A BETTER EXPERIENCE FOR BOTH EMPLOYEES AND EMPLOYERS.
By guiding your team through the healthcare maze, we significantly reduce the administrative burden on your HR department. This dual-sided support ensures employees receive the right care at the right time while freeing up your internal resources.
RECENT WYOMING EMPLOYER COMPARISON
WHAT COULD A DIFFERENT APPROACH MEAN
FOR YOUR BUSINESS?
This breakdown illustrates a real-world scenario for a 15-employee group in Wyoming switching from a traditional fully insured plan to the Care+ Copay model. By rethinking how care is coordinated and claims are managed, the numbers shift dramatically in the employee's and employers favor.
Disclaimer: Actual savings vary based on group demographics, claims history, and specific plan design. Figures shown represent potential projected savings.
COMMON EMPLOYER QUESTIONS
Is the Care+ plan fully ACA compliant?
Yes. All our employer health plans meet or exceed the Affordable Care Act (ACA) requirements for Minimum Essential Coverage (MEC) and Minimum Value (MV). You can offer benefits confidently without compliance risks.
Do employees have freedom to choose their providers?
Absolutely. Our open-access networks give your team the freedom to see any provider, eliminating restrictive HMO and PPO models and surprise out-of-network penalties that frustrate employees.
How does Care Coordination actually work?
Every member gets access to a dedicated Care Coordinator team who helps navigate the healthcare system, schedule appointments, and negotiate fair prices before care is received, ensuring top-tier treatment without hidden costs.
How is the 55% savings example calculated?
Our 55% savings figure is based on historical case studies comparing traditional, fully-insured premium renewals against our transparent, reference-based pricing models over a 12-month period. Individual employer results will vary based on utilization.
Are there restrictive provider networks?
No. Our model is built on provider freedom. We pay providers fairly based on a transparent benchmark, meaning employees aren't trapped in narrow network tiers and can usually keep preferred doctors.
How difficult is employee onboarding?
We handle the heavy lifting. From digital enrollment portals to on-site educational sessions, our dedicated transition team ensures your employees fully understand their new benefits from day one.
How are pre-existing conditions handled?
Our plans comply with ACA guidelines, meaning pre-existing conditions are covered without waiting periods for eligible employees, providing immediate peace of mind for your team.
Will employees see higher out-of-pocket costs?
In most cases, out-of-pocket costs decrease. By eliminating inflated network markups and utilizing proactive Care Coordination, members typically pay less for the same high-quality medical care.
Who handles the claims processing?
Our integrated third-party administrators (TPAs) handle all claims processing quickly and accurately, providing detailed, transparent reporting so you always know exactly where your healthcare dollars are going.
NO-OBLIGATION REVIEW
SEE HOW YOUR CURRENT PLAN COMPARES
Tell us a little about your business. Our expert advisors will review your current plan structure, identify areas of waste, and provide a clear side-by-side ledger comparing your current costs to our optimized Care+ plans.
- Complete confidentiality guaranteed
- Takes less than 2 minutes
- Zero obligation to switch carriers
Supporting Wyoming Chambers of Commerce, businesses, individuals, and families with better access to employer health plans, individual health coverage, virtual care, and Medicare benefit options. WyoHealthPlans.com is provided by The Bullock Agency and Simplified Benefits.
ADMINISTRATION
The Bullock Agency and Simplified Benefits are independent insurance agencies. Plan availability, eligibility, benefits, rates, provider access, and terms vary by plan and are subject to applicable plan documents and requirements. Employer health plans may be administered by Planstin, with certain benefits and services provided by third-party partners including Recuro Health and Fenyx Health. Individual, private, and Medicare plan options may be offered through additional insurance carriers and healthcare partners.
